1. This Promotion is only open to those who attend The CICM British Credit Awards 2019 at The Royal Lancaster, London and are aged 18 and over, excluding American Express, Incisive Media employees, their immediate families and anyone professionally associated with this Promotion.
2. No purchase necessary.
3. Promotional Period: Entries available once your booking has been confirmed, entries close at 22:00 on Thursday 7th February 2019.
4. To Enter: Attend The CICM British Credit Awards 2019 at The Royal Lancaster, London and enter your details (name, address, contact information) using the online survey by 22:00 on Thursday 7th February.
5. Maximum of 1 entry per person, during the Promotional Period.
6. The Prize: 1 winner shall win an iPhone XS (256GB).
7. Winner Selection: All completed entries will be collected at the end of the Promotional Period and 1 winner will be randomly selected from all the valid entries. Incisive Media will be hosting the competition, your details will then be passed on to American Express who will contact you after the awards.
8. Winner Notification: The winner will be announced at the CICM British Credit Awards 2019 following the draw. In the event the winner is unable to accept the prize at the Awards the Promoter reserves the right to disqualify that winner and the prize will be allocated to another entrant selected in the same manner. In the event that the draw does not occur at the event, the winner will be contacted using the details provided on entry within 2 working days of the draw.
9. The Promoter may request that the winner participates in publicity arising from the Promotion. The winners are under no obligation to participate and may decline this request. Participation is at the winners' discretion. The Promoter reserves the right to publish the name and county/country of residence of the winner.
10. The Prize is not transferable or exchangeable and cannot be redeemed for monetary value or for any other form of compensation. If for any reason the Prize is not available, the Promoter reserves the right to substitute another prize for it, in its sole discretion, of equal or higher value.
11. If for any reason any aspect of this Promotion is not capable of running as planned, including by reason of infection by computer virus, network failure, bugs, tampering, unauthorised intervention, fraud, technical failures or any cause beyond the control of the Promoter which corrupts or affects the administration, security, fairness, integrity or proper conduct of this Promotion, the Promoter may in its sole discretion cancel, terminate, modify or suspend the Promotion, or invalidate any affected entries.
12. The Promoter and its associated agencies and companies will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense or damage which is suffered or sustained (whether or not arising from any person's negligence) in connection with this Promotion or accepting or using the prize, except for any liability which cannot be excluded by law (including personal injury, death and fraud) in which case that liability is limited to the minimum allowable by law.
13. The full name and county of the winner will be available by sending an email to katherine.walker@incisivemedia.com with "AMEX CICM PRIZE DRAW" in the subject line after Thursday 7th February 2019 for 1 month.
14. Incisive Media (The Promoter) will only use the personal details supplied for the administration of the Promotion and for no other purpose, unless the Promoter has the Prize winner's consent. Entrants' personal details will not be used for any further communication without consent.
15. Apple iPhone XS is a registered trademark of Apple Inc. Apple Inc. are not affiliated with and do not sponsor or endorse this Promotion.
16. By entering this Promotion, entrants agree to be bound by these Terms and Conditions.

Promoter: Incisive Business Media Ltd., New London House, 172 Drury Lane, London, Westminster, WC2B 5QR, United Kingdom.